Merge pull request cosmos#1668: Add Issue Templates

* Update issue templates

* split into two templates

* Add line on possible disadvantages

.github/ISSUE_TEMPLATE/bug-report.md

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+---
+name: Bug Report 
+about: Create a report to help us squash bugs!
+
+---
+
+<!-- < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < ☺ 
+v                            ✰  Thanks for opening an issue! ✰    
+v    Before smashing the submit button please review the template.
+v    Please also ensure that this is not a duplicate issue :)  
+☺ > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > >  --> 
+
+## Summary of Bug 
+<!-- Concisely describe the issue --> 
+
+## Steps to Reproduce
+<!-- What commands in order should someone run to reproduce your problem --> 
+
+____
+#### For Admin Use
+ - [ ] Not duplicate issue
+ - [ ] Appropriate labels applied
+ - [ ] Appropriate contributors tagged
+ - [ ] Contributor assigned/self-assigned

.github/ISSUE_TEMPLATE/feature-request.md

@@ -0,0 +1,31 @@
+---
+name: Feature Request
+about: Create a proposal to request a feature
+
+---
+
+<!-- < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < < ☺ 
+v                            ✰  Thanks for opening an issue! ✰    
+v    Before smashing the submit button please review the template.
+v    Word of caution: poorly thought-out proposals may be rejected 
+v                     without deliberation 
+☺ > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > >  --> 
+
+## Summary
+<!-- Short, concise description of the proposed feature --> 
+
+## Problem Definition
+<!-- Why do we need this feature? 
+What problems may be addressed by introducing this feature?
+What benefits does the SDK stand to gain by including this feature?
+Are there any disadvantages of including this feature? -->
+
+## Proposal
+<!-- Detailed description of requirements of implementation --> 
+
+____
+#### For Admin Use
+ - [ ] Not duplicate issue
+ - [ ] Appropriate labels applied
+ - [ ] Appropriate contributors tagged
+ - [ ] Contributor assigned/self-assigned